MONEY rules to follow!

No shame, it’s a fact: most of us are living paycheck to paycheck. As millennials, those of us who are working steady nine-to-fives are pretty few and far between these days. We’re working from home, accepting less pay, and are ridiculed for spending too much money on avocados. What’s a broke millennial to do? Here are some tips on saving money:

 

  • “Don’t spend more than you earn.” – You only have certain parameters to work within. Make sure you’re not blowing all of your money faster than you can make it!
  • “Always pay extra on high- and moderate-interest debt.” – Some minimum payments on loans don’t even cover the interest! Make sure you’re ACTUALLY paying stuff off instead of paying forever.
  • “Always be investing in retirement accounts.” – Saving for the future is huge. When you have the opportunity, save, save, save!!
  • “Don’t waste money replacing perfectly good stuff.” – If you have a little black dress, do you really NEED a new one?? Same goes for that new iPhone...
  • “Don’t accept a pay decrease.” – Remember: YOU are your own advocate! Speak up for what you deserve and what you were promised.

 

Following these simple steps will help set you up financially for the future – and who doesn’t love a little financial comfort?

Jake and Woody

Jake and Woody

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